Coinbase One USDC APY Boost Terms and Conditions

the promotional APY boost percentage applied on top of your standard USDC rewards rate;

any minimum qualifying deposit or balance requirement; and

(If applicable) the maximum eligible USDC balance per user that can earn the Boost at any given time during the Boost Period (the “Cap”); 

Access the offer. Open the Coinbase app or website and navigate to the surface where the USDC APY Boost Incentive is presented.

Meet the eligibility requirements. You must be (or become) an active Coinbase One member and satisfy the qualifying requirement described in your Offer Details (for example, reaching the specified eligible USDC balance or net new deposit amount within two weeks from receiving the Offer), and must continue to meet any other criteria described in the Offer Details and these Terms (such as maintaining an eligible Coinbase One membership).

Hold eligible USDC. Your Boost applies only to eligible USDC held in your Coinbase account and only up to the Cap shown in your Offer Details. Any eligible USDC above the Cap, if applicable, will earn the then‑current standard USDC rewards rate for your account. Your Offer Details may also specify whether you must maintain at least a specified amount of eligible USDC in your Coinbase account during the Boost Period to continue earning Boost rewards.

Receive your Boost. Once Coinbase confirms that you have satisfied the Offer Details, your promotional Boost rate will begin accruing on eligible USDC within twenty-four (24) hours and will continue for the promotional period specified in the Offer Details (the “Boost Period”). After the Boost Period ends, any applicable USDC rewards will revert to the then-current standard USDC rewards rate available to you.

This Incentive is a limited‑time offer, subject to availability, and may be modified, suspended, or revoked by Coinbase at any time, for any reason, in its sole discretion, including before the end of any offer window or Boost Period. Your Offer Details may specify an offer end date or time by which you must satisfy the qualifying requirements.

This Incentive is available only to eligible Coinbase One members in jurisdictions where Coinbase makes the Incentive available. Void where prohibited or if Coinbase determines that you are not eligible for the Incentive. If Coinbase makes this Incentive available in other jurisdictions, Coinbase may, in its sole discretion, vary the payout amount and other Offer Details from those stated above.

You must keep your Coinbase account in good standing and your Coinbase One membership active for the entire Boost Period. If your Coinbase One membership ends, you will not earn Boost rewards for any payout period that starts after your membership ends. If you re‑enroll in Coinbase One during the Boost Period, Coinbase may resume Boost rewards on a go‑forward basis, but will not pay Boost rewards for days when you were not an active Coinbase One member.

A Coinbase One subscription renews automatically and requires recurring payments. Membership benefits (including USDC rewards) may change or be discontinued at any time and are not available in all regions or to all users. As a Coinbase One member, you are automatically opted in to USDC rewards when holding USDC. If you’d like to opt out or learn more about rewards, you can click here.

The Boost applies only up to the Cap during your Boost Period. Any eligible USDC above the Cap will earn the then‑current standard USDC rewards rate for your account.

To unlock the Boost, you must satisfy the minimum qualifying deposit or balance requirement described in your Offer Details (for example, reaching a specified eligible USDC balance or net new deposit amount within two weeks from receiving the Offer). Only new deposits can be used to meet this requirement. USDC you keep on Coinbase, including amounts moved between eligible Coinbase wallets or products, continues to count toward this requirement; USDC you sell or withdraw off Coinbase does not. If your Offer Details require you to maintain a minimum eligible USDC balance during the Boost Period and your balance falls below that amount, Boost rewards will pause while you are below the threshold and may resume on a go‑forward basis if you restore your balance to at least the required amount.

This Incentive may not be combined with any other offer, discount, or promotional code unless expressly permitted by Coinbase.

Limited to one (1) Boost per eligible user at any given time. A user may not receive, hold, or benefit from more than one Boost at the same time, and no Boost may be combined with any other promotional APY boost unless expressly permitted by Coinbase.

Coinbase may disqualify or combine multiple accounts that it reasonably determines are controlled by the same person or entity.

Participation in this Incentive and receipt of an Offer do not guarantee that you will receive or retain any Boost or reward. The amount of any reward depends on your eligibility, your Offer Details, your eligible USDC balances, applicable Caps, the timing of your participation, and Coinbase’s ongoing review and application of these Terms and other applicable policies.

All accounts, Offers, Boosts, and reward payouts are subject to Coinbase’s internal review (including fraud, abuse, market‑manipulation, compliance, and risk checks). Coinbase may delay, withhold, claw back, reverse any Boost or reward, or disqualify any user, if it determines, in its sole discretion, that you are ineligible under these Terms or applicable law or you have engaged in or attempted any abuse, fraud, or gaming of this Incentive.

The value of any USDC or other digital asset rewards you receive may increase or decrease after they are credited to your account. Digital asset markets are volatile and involve substantial risk, including the possible loss of principal. You should carefully consider whether buying, selling, or holding digital assets is appropriate for your financial situation and risk tolerance.

The value of any Boost‑related rewards you receive may be taxable income. Coinbase may be required to report such amounts to tax authorities (for example, on Form 1099‑MISC or other applicable forms). You are solely responsible for any taxes that may arise in connection with any Boost or reward and for providing accurate and current tax‑reporting information as requested. Please consult your tax advisor regarding any tax consequences.

Coinbase may change, suspend, or cancel this Incentive, these Terms, eligibility criteria, Offer Details parameters, reward amounts, APYs, and any related mechanics at any time, for any reason, to the extent permitted by applicable law, with or without notice.